In the last three years the housing market in San Jose and the greater Silicon Valley has caused unbearable stress and hardship for many families.  Home values have plummeted and hard working home owners are struggling.  Many have exhausted their savings and even retirement accounts to pay mortgages on homes that have lost nearly half the value from when they were purchased.

Television ads and the evening news make it seem as foreclosure is the only option.  Nearly 1 in 7 home owners are behind in their mortgage.  Nearly 1 in 4 houses for sale are near foreclosure.  However, there are options.  Options that can avoid foreclosure and years of credit damage.  Nearly 30% of all homes being sold in San Jose are short sales.   This is a viable option for many home owners underwater.

There are many changes happening in the housing market and recent governmental programs like HAMP, HAFA, and HARP are providing options to home owners that did not exist last year. If you are behind on your mortgage, or about to be behind, contact me to review your options.  As a Certified Short Sale Negotiator, Certified Distressed Property Expert, and HAFA Program Specialist,  I can give you the knowledge, experience, and resources necessary to review your options.   If there is a way I can help you and your family, I will, at no cost to you.  Let's get you started on a path to recovery.

Thank you,

CJ Brasiel Broker Associate

Certified Short Sale Negotiator

Certified Distressed Property Expert

Senior Real Estate Specialist

GREEN®

Serving the greater San Jose Silicon Valley housing market as your real estate advocate.